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The concept of «loan» is quite extensive. In the simplest version, a loan is the transfer of ownership of funds and other tangible assets from the lender to the borrower on the terms of See here subsequent return after a certain time period. In a more detailed sense, the definition of a loan can be formulated as follows:

A loan is a type of relationship in the course of which one party transfers to the disposal of another money or other values formed by generic characteristics: weight, measure, number, etc. the Borrower undertakes to return a similar amount or other property in the amount, of the same kind and quality, in which it was taken for temporary use.

As for the services of MFIs and other financial institutions, in this sense, a loan is a form of cash flow provided on a paid basis,...

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